Crypto & Stock Analyst | Sharing insights, not financial advice.
Betterment urges users to ignore ‘unauthorized’ crypto promotion message
The message claimed Betterment would “triple” Bitcoin and Ether deposits sent within hours, urging users to transfer $10,000 to crypto wallets.
Spot Bitcoin ETFs lose $681M in first week of 2026 as risk appetite fades
Spot Bitcoin ETFs reversed early inflows in 2026 and posted four straight days of outflows as fading rate-cut hopes and rising geopolitical risks pushed investors into risk-off positioning.
Pump.fun says creator fees ‘may have skewed’ incentives, plans revamp
Pump.fun is introducing a new creator fee sharing system that lets teams and CTO admins split fees across up to 10 wallets, transfer coin ownership and revoke update authority.
Anti-DeFi group runs ads urging public to pressure Senators on crypto bill: Report
A series of ads reportedly aired on Fox News, calling on the public to contact their senators to remove DeFi provisions from the CLARITY Act bill.
Asset manager VanEck explains how one bitcoin could be worth $2.9 million by 2050
The asset manager’s base case assumes bitcoin gains traction as a settlement tool and reserve asset over the next 25 years.
A16z raises $15B, says crypto a 'key' to America winning next 100 years
Crypto remains a key technology for maintaining America’s technological edge, according to a16z, which has raised another $15 billion to back American-aligned tech investments.
Stablecoin card adoption will be a 'big theme' of 2026: Dragonfly exec
Crypto venture capitalists have tipped stablecoin card adoption to take off in 2026 after fintech startup Rain secured $250 million in funding to push stablecoin payments.
Bitcoin tests key support as bulls reset to prepare for futures-led rally to $101.5K
Bitcoin traders’ risk sentiment turned bullish, with the proof being in this week’s futures-led advance to $95,000. Will bulls make another attempt after retesting a key underlying support level?
Nasdaq, CME Group join forces to launch Nasdaq-CME Crypto Index
Cryptocurrency index benchmarks and crypto index investment vehicles will grow in popularity as market complexity increases, analysts say.
Colombia advances crypto tax rules as global reporting standards take shape
New rules from Colombia’s tax authority require crypto service providers to collect and share user and transaction data.
Senate Republicans race toward crypto vote on bill with uncertain Democratic buy-in
The Banking Committee chief confirmed Friday evening that he's pressing forward, though the Agriculture Committee says it still hopes for a bipartisan version.
US lawmakers demand ethics safeguards for market structure bill: Report
Democratic leaders on key committees considering crypto market structure legislation are reportedly drawing a line in the sand over elected officials profiting off the industry.
Wall Street’s crypto debate is over as banks go all-in on BTC, stablecoins, tokenized cash
Big banks aren’t debating crypto anymore — they’re building it. From tokenized cash to ETFs, Wall Street is quietly going onchain.
CLARITY Act hinges on bipartisan support, and here are the numbers: Analyst
The crypto market structure bill is unlikely to come up for a second vote in 2026 if it fails to pass in a vote next week, analyst Alex Thorn said.
Bitcoin pulls back to $90,000 as early Friday rally attempt fails
U.S. employment data for December was mixed, while inflation expectations edged higher, and the U.S. Supreme Court did not deliver a ruling on the Trump Administration's tariffs.
Crypto crowd could still walk away from U.S. market structure bill if DeFi needs unmet
There are red-line demands from decentralized finance — and backed by the rest of crypto — that remain unknowns as senators finish the draft they'll vote on.
US lawmaker's bill would ban politically related prediction bets after Maduro wager
The bill came after a Polymarket user netted more than $400,000 on a contract related to the removal of then-Venezuelan President Nicolás Maduro, fueling concerns about insider trading.
Trading bots gain traction as crypto markets move sideways: HTX 2025 recap
The cryptocurrency exchange reported sharp growth in automated trading as volatility narrowed across major crypto assets.
World's largest custodial bank BNY to offer tokenized deposits for institutional investors
The initiative mirrors deposit balances on a private blockchain to speed up settlement and unlock liquidity.
Pump.fun overhauls creator fees as token launches hit highest daily count since September
Pump.fun says creator fees worked for organized project teams but had little impact on typical memecoin deployers.
Bitcoin holds $90K as ETFs wobble and institutions reposition: Finance Redefined
Bitcoin steadied near $90,000 as ETF flows turned negative, altcoins continued a valuation reset and DeFi markets showed pockets of renewed activity.
The Daily: Cathie Wood says US government may soon start buying bitcoin, Ripple secures FCA authorization, and more
The following article is adapted from The Block’s newsletter, The Daily, which comes out on weekday afternoons.
Bitcoin’s next super rally could depend on this key data point
Long-term Bitcoin holders sold nearly $300 billion worth of BTC in 2025, but as this sell pressure declines, a bullish outlook for 2026 has emerged.
Price predictions 1/9: BTC, ETH, XRP, BNB, SOL, DOGE, ADA, BCH, LINK, HYPE
Buyers are attempting to defend the near-term support in Bitcoin and select major altcoins, but the bears have not given up and continue to exert pressure near the intraday range highs.
BNY launches tokenized deposits amid TradFi rush into blockchain and crypto
The service is available for institutional clients through an in-house permissioned blockchain, BNY said on Friday.
Crypto exchange OKX cuts institutional staff amid global restructuring
The exchange has overhauled its institutional business as part of a broader restructuring, with approximately one-third of its sales team exiting, according to one source.
Ex-House Speaker Nancy Pelosi, other Democrats back bill to ban elected officials from political prediction market bets
Thirty Democrats are rallying behind a bill that would block elected officials from waging politically related bets on prediction markets.
Ethereum co-founder reiterates support for Roman Storm, citing privacy
The Tornado Cash developer was found guilty of operating an unlicensed transmitter business in August and could still be retried on two counts on which a jury deadlocked.
Security expert Bruce Schneier ‘guarantees’ governments are bulk spying with AI
From PRISM to AI, mass surveillance has only grown more powerful. Bruce Schneier warns the post-Snowden world may be entering an even darker phase.
Ripple secures FCA authorization, clearing path for UK expansion
Ripple has secured approval from the UK’s top financial regulator, clearing the way for an expansion of its platform in the country.
Bitcoin price clings to $90K as traders eye US Supreme Court tariff ruling
Bitcoin traders avoided taking positions amid sideways BTC price action, while markets waited for a decision on US trade tariffs by the Supreme Court.
Tether said to have invested up to $50 million in crypto lender Ledn at $500 million valuation
The stablecoin issuer’s previously undisclosed investment valued the lender at about $500 million, according to a person familiar with the transaction.
BNY activates tokenized deposit service for payments and collateral
BNY launched a tokenized deposit service on Jan. 9, enabling blockchain based payments and collateral for institutional clients.
Registered crypto companies must reapply for approval, UK regulator says
The FCA said firms wishing to undertake crypto-related activity will be need to be authorized when a new regime starts in October 2027.
CoinDesk 20 Performance Update: Index Trades Flat as Polygon Gains 11.2%
Polkadot (DOT) dropped 1.4% and Ripple (XRP) fell 0.9% from Thursday.
Bitcoin RSI hints at $105K BTC price rebound as bull signals multiply
Bitcoin RSI flipped bullish on several timeframes, leading one trader to a $105,000 BTC price target within "three to four weeks."
U.S. added 50,000 jobs in December as unemployment rate fell to 4.4%
Bitcoin continued to hold just above $90,000 in the minutes following the report.
Rain valuation nears $2 billion after $250 million Series C raise for stablecoin payments firm
Rain has raised $250 million in a Series C funding round, valuing the stablecoin payments firm at $1.95 billion.
Ripple scores UK regulatory approval via local subsidiary
Ripple’s UK subsidiary gained regulatory approval as an Electronic Money Institution to provide payment services, but faces limits on certain crypto activities.
Bitcoin may be gearing up for a rally that sent price to $126,000 last year
The current tight consolidation closely mirrors the April 2025 range that set the stage for the record run above $126,000.
Sharplink pockets $33M from Ether staking, deploys another $170M ETH
Corporate crypto treasuries are increasingly turning to Ether staking, as companies like SharpLink generate recurring yield from onchain operations.
UK FCA signals September 2026 opening for crypto licensing gateway
The UK Financial Conduct Authority expects that its crypto licensing application period will open in September ahead of a new regime.
Toncoin drops, falls through key support levels in technical breakdown
The decline was accompanied by a spike in volume, suggesting large-holder or institutional activity, and analysts see a risk of continued pressure.
Visa-linked stablecoin platform Rain raises $250M at $1.95B valuation
The raise values Rain at $1.95 billion after 30-fold card growth in 2025, with the Visa-linked platform planning expansion across multiple continents.
The 24/7 global stock market is impossible on today’s blockchain
Current blockchain infrastructure has inadequate throughput and systematic front-running. Real-world finance demands sub-second finality and fair transaction ordering.
Ripple wins UK regulatory approval from Financial Conduct Authority
Ripple has gained FCA registration through its U.K. subsidiary, marking a key regulatory milestone as Britain moves to bring crypto into its financial framework.
The hidden risk of public WiFi: How a single approval wiped a crypto wallet
A crypto user who lost $5,000 from a hot wallet after a stay at a hotel said the real culprits were open WiFi, a casual lobby phone call and one careless wallet approval.
U.S. jobs data, tariffs ruling suggest volatile Friday: Crypto Daybook Americas
Your day-ahead look for Jan. 9, 2026
Grayscale forms trusts tied to potential BNB and HYPE ETFs
Grayscale registered Delaware trusts linked to potential BNB and HYPE ETPs, an early step that often precedes but does not guarantee ETF filings.
Bitcoin holds near $90,000 as trading volumes shrink, altcoins diverge: Crypto Markets Today
Bitcoin remained near $90,000 as trading volumes fell. Thin liquidity fueled choppy price action across major cryptocurrencies, while altcoins were mixed.
Crypto’s next phase goes beyond new blockchains, a16z says
Andreessen Horowitz’s crypto arm said prediction markets, verifiable computing and “staked media” will push crypto beyond blockchains in 2026.
South Korea to flip bitcoin ETF stance as part of broader crypto push
A new Digital Asset Act will regulate stablecoins, requiring 100% reserve backing and user redemption rights.
Vitalik Buterin condemns criminalization of code in appeal for Tornado Cash developer
Ethereum co-founder Vitalik Buterin backs Tornado Cash developer Roman Storm as his legal defense fund surpasses $6 million.
Zcash sees developer slowdown as ZEC extends two-month slide
Zcash developer activity has fallen to its lowest level since 2021 as a governance dispute weighs on sentiment and ZEC extends a two-month decline.
Vulnerability found in Babylon staking code could slow block production
A newly discovered vulnerability may enable malicious validators to omit the hash field when posting blocks, leading to validator crashes and slowing block production.
Bitcoin and Ether ETFs shed over $1B as early 2026 inflows reverse
After a brief January rebound, US spot Bitcoin and Ether ETFs saw heavy redemptions, extending a cautious trend that began after October’s market reset.
FCA sets September 2026 start for UK crypto licensing applications
UK crypto businesses must secure FCA authorization well before the crypto regime starts in October 2027 or face transitional restrictions on new services.
South Korea’s top court rules exchange-held Bitcoin can be seized
The ruling confirms that Bitcoin in South Korean exchange accounts is an “object of seizure” under criminal law, aligning Seoul with US and EU enforcement practices.
A ruble stablecoin outpaced market leaders last year despite international sanctions
A7A5, a ruble-linked stablecoin few outside Russia had heard of a year ago grew the most of any stablecoin, outpacing both USDT and USDC over the past 12 months.
Spot bitcoin ETFs extend negative streak, reporting $400 million in outflows
Outflows continue to reflect portfolio rebalancing, profit-taking, and short-term caution amid market consolidation, one analyst noted.
Ethereum treasury firm SharpLink stakes $170M ETH on Linea network
The strategy combines native Ethereum staking yield with restaking rewards and incentives from Linea and ether.fi, under a qualified custodian structure.
Bitcoin ETF optimism fades as three-day outflows streak erases early-month gains
Bitcoin ETFs have registered a net outflow of over $1 billion in three days.
Iran is cut off from the internet: Here’s how crypto could still work
Protests began in Iran in response to worsening economic conditions and as the Iranian rial hit record lows against the US dollar.
Crypto market crash last October marked end of ‘easy yield’ era: BitMEX
BitMEX says the era of easy money via arbitrage trades likely died in the October crash, as a liquidation spiral left many market makers naked.
Colombia’s tax authority mandates crypto exchanges to submit user data: report
This new requirement aims at preventing tax evasion and enhancing transparency in the local digital asset sector.
Builders behind popular Zcash wallet Zashi to launch new startup 'cashZ'
The Zcash protocol remains unaffected despite the governance clash and restructuring with Bootstrap.
Stablecoin flows could near $56T by 2030: Bloomberg
Increased adoption of stablecoins by institutions and countries with economic instability could drive stablecoin payment flows to $56 trillion by 2030.
Truebit token crashes 99.9% after hacker drains $26.6 million in ether
The attack exploited a flaw in an older smart contract, allowing the attacker to buy TRU at no cost and sell it back to extract ether.
XRP slips to $2.12 after liquidations clear both sides of the futures book
Traders absorbed a two-step liquidation reset that left price trapped between $2.07 support and $2.17 resistance.
Consensys-backed SharpLink stakes $170 million in ETH on Linea
The latest deployment builds on its previously disclosed plan to stake $200 million in ETH across Linea and affiliated restaking partners.
Bitcoin is now 56.7% green: Here’s how it could get even cleaner
Bitcoin mining is accelerating renewable energy deployment, replacing fossil-fuel heating, expanding energy access and cutting methane emissions at scale.
Zcash devs unveil ‘cashZ’ wallet after exiting Electric Coin Co
Employees who left the Electric Coin Company en masse on Wednesday are launching a new Zcash wallet, citing the need to return to cypherpunk principles and to scale faster.
Truebit’s native token TRU plunges 99.9% after $26 million exploit
Ethereum-based Truebit suffered a $26.6 million exploit that reportedly targeted a vulnerability in a smart contract deployed five years ago.
Optimism floats OP buyback proposal using Superchain revenue
A new plan would tie OP token value to network performance by using half of all Superchain fee revenue for systematic repurchases.
Global sanctions linked to record flows into illicit crypto addresses
The Global Sanctions Inflation Index estimated there were just under 80,000 total sanctioned entities and persons globally as of May 2025.
Bitcoin to hit $2.9M by 2050 as it muscles into global trade: VanEck
VanEck analysts said Bitcoin could handle 5–10% of global trade and make up 2.5% of central bank reserves by 2050, driving its strategic role as a monetary hedge.
Bitcoin holds near $91,000 as market awaits Trump tariff ruling: Asia Morning Briefing
Prediction markets see low odds of a clear Supreme Court ruling on tariffs, a setup that has previously triggered short-term volatility in bitcoin, which then stabilized.
Coinbase lands 2nd ‘buy’ rating in a week, with BofA seeing 38% upside
Bank of America upgraded Coinbase after easing tax-loss selling and shifting short interest, citing product expansion and long-term onchain ambitions.
Revived NY bill targets sports, politics and death prediction markets
New York lawmakers will soon review a bill that seeks to ban certain sports and political event contracts in the state, among others.
Cathie Wood says US gov’t may ‘start buying’ to stock national bitcoin reserve
The founder of ARK Invest said crypto was 'part of the reason [Trump] won the presidency,' and could be a politically salient midterm topic.
JPMorgan says crypto de-risking is likely over as ETF flows stabilize
The recent crypto market correction was driven mainly by investor de-risking following MSCI’s Oct. announcement, JPMorgan said.
Trump says he won't rescue Sam Bankman-Fried with pardon
The president told the New York Times he won't pardon ex-FTX CEO SBF, nor will he be granting help to Sean Combs or Venezuela's Nicolás Maduro.
CFTC issues no-action relief, clearing Bitnomial to offer event contracts
Divisions within the CFTC have given the green light for crypto-focused exchange Bitnomial to offer event contracts.
Nexo to offer zero-interest crypto lending for BTC and ETH holders
The offering expands Nexo’s structured lending products to Bitcoin and Ether holders amid a broader recovery in crypto-backed lending.
BofA upgrades Coinbase after pullback, says crypto adoption still in ‘early innings’
The bank also pointed to infrastructure revenue, including Base and derivatives, as emerging buffers against trading volatility.
CFTC issues no-action letter to Bitnomial, clearing way for event contracts
The no-action letter comes amid growing acceptance by US regulators of prediction-style markets and event contracts during an election year.
Bitnomial wins U.S. regulator's nod on prediction markets push, joins growing crowd
U.S. derivatives platform and clearinghouse is focusing on prediction contracts targeted at digital assets movements and economic indicators.
Trump rules out Sam Bankman-Fried pardon in NYT interview
The US president reportedly said he had no intention of pardoning the former FTX CEO, and defended his family’s connections to the crypto industry.
Trump says he has no plans to pardon jailed FTX founder Sam Bankman-Fried: NYT
President Donald Trump told The New York Times that he has no plans to pardon former FTX CEO Sam Bankman-Fried.
Bitcoin bulls chase $91K as early 2026 rally finds sustained volume
Bitcoin bulls are making a run on $91,000 as start-of-the-year trading volumes highlight the market’s expectation of a positive Q1.
Truebit token price falls 99% after reports of $26M exploit
The TRU price fell to $0.0000000029 from $0.16 after the protocol reported a security incident and crypto sleuths tracked stolen Ether.
Temple Digital Group launches 24/7 institutional trading built on Canton
The platform offers a private, non-custodial venue for regulated institutions to trade cryptocurrencies and stablecoins.
Bank of America upgrades Coinbase to 'buy' as exchange moves beyond crypto
Bank of America said it recommended investors buy Coinbase's stock, pointing to its new products including weekday equities trading and prediction markets.
Florida becomes latest state to pursue bitcoin reserve ahead of 2026 session
The bill walls off bitcoin holdings in a standalone reserve, avoiding direct exposure across pensions and other state funds.
Morgan Stanley to launch digital asset wallet as part of crypto product expansion
The wallet, expected to launch this year, will support cryptocurrencies and RWAs as the financial services company adds to its suite of crypto investment products.
Senate crypto bill nears ‘do-or-die’ moment as stablecoins and Trump issues threaten progress, essential votes
Senators are sifting through key issues that are proving to be vital in advancing a sweeping crypto bill ahead of next week's votes.
Morgan Stanley continues crypto push, plans wallet in the second half of 2026
Morgan Stanley's head of wealth management told Barron's the firm plans to launch a proprietary digital wallet later this year.
Cryptographers who mass exited Electric Coin Company debut new Zcash wallet
Former ECC CEO Josh Swihart hinted at the "misalignment" between the needs of a tech startup and its nonprofit parent organization.
‘Deeply undervalued’ bitcoin faces continued bear market with no clear upside catalyst
Experts say the next major rally may come only when long-term holders are exhausted, and true institutional capital enters the market.
The Daily: ZEC drops as Zcash developer team at ECC quits, spot XRP ETFs see first net outflows since launch, and more
The following article is adapted from The Block’s newsletter, The Daily, which comes out on weekday afternoons.
Ethereum scaling network Polygon close to buying bitcoin kiosk firm Coinme, sources say
Polygon is paying $100 million to $125 million for the bitcoin ATM provider, according to one of the sources.
JPMorgan expands blockchain goals, plans to build ‘interoperable digital money’
As Siemens uses JPMorgan's blockchain for FX transfers, the bank plans to scale JPM Coin across privacy-focused and public networks
Coincheck to acquire digital asset manager 3iQ in $112M stock deal
The transaction would give the Japanese exchange operator control of the Canadian asset manager, expanding its presence in regulated investment products.
BlackRock adds $900M BTC as Bitcoin long-term selling falls to 2017 lows
BlackRock added close to 9,000 BTC during the first week of January, rebuilding exposure after an end-of-year drawdown in 2025 and pointing to early signs of BTC accumulation.
Why South Korea is struggling to decide who can issue stablecoins
South Korea’s stablecoin rules are stalled as regulators clash over whether banks or fintechs should issue won-backed tokens.
$50K or $250K? Top crypto companies are divided on Bitcoin's trajectory in 2026
Grayscale, Galaxy, Bitwise and 21Shares offer starkly different Bitcoin forecasts for 2026, challenging the classic four-year cycle narrative.
Stand With Crypto puts market structure at top of 2026 agenda
Coinbase-backed advocacy group says passing US crypto market-structure legislation outweighs election campaigning ahead of the 2026 midterms.
XRP ETFs see $40M of outflows after eight-week run of inflows
The outflow was primarily due to a $47.25 million redemption from 21Shares’ TOXR, while other funds remained stable or positive.
Bitcoin vs. gold vs. silver in 2026: How investors are repricing scarcity
Bitcoin, gold and silver are now viewed through new lenses of scarcity shaped by market structure, liquidity, access and price expectations.
Next Insight Lab is an independent research studio focused on the narrative layer of AI & Web3.
We study how attention, communities, and incentives interact — across global markets and VN & SEA retail flows.
Our work sits between:
- On-chain & off-chain narratives
- Market structure & user behavior
- Global signals & local communities
Not marketing. Not hype. Pure insight.
Join Our Community
- Global community management and growth
- On-chain campaigns, user activation, and retention
- Project communications and cross-team coordination
- Experienced in moderating multiple Web3 projects, organizing community and Web3 camp events, creating content, and conducting research to support project growth.
- Experienced in video production, creative strategy, and AI-enhanced media workflows. Skilled in developing visual content systems, integrating advanced AI tools, and crafting high-impact storytelling for digital and community-driven projects.